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# ICTP (House Capital) ​

## What Is ICTP? ​

ICTP stands for Inhouse Capital Traders Program. When you complete KYC verification on GE-AS, you receive $50 of trading capital from the platform. This is real money you can trade with. It is not a demo or simulation.

The purpose is simple: you can start trading immediately without depositing your own funds. The platform provides the starting capital. You provide the trading.

## Where to Find It ​

On your home page under My Wallet, you will see the ICTP card labelled "INHOUSE CAPITAL TRADERS PROGRAM" with a blue ICTP badge. It shows your current ICTP balance and a "Move" button.

## How It Works ​

Your ICTP wallet starts at $50. You trade with it just like your main wallet. When you place a bid, you choose which wallet to pay from:

- Main Wallet uses your personal funds.
- ICTP Balance uses your house capital.

On the product page, you will see both options under "Pay from:" with your available balance shown for each. Select the one you want and place your bid.

## How Trading with ICTP Works ​

When you bid with your ICTP wallet and win, the proceeds from selling that product go back to your ICTP wallet. This is how your ICTP balance grows.

Example:

1. You have $50 in your ICTP wallet.
2. You bid $30 on a product using your ICTP wallet. You win the bid.
3. $30 is deducted from your ICTP wallet. You now have $20 remaining and you own the product.
4. You sell the product. The sell is approved at $33.
5. The full $33 goes back to your ICTP wallet. Your ICTP balance is now $53.
6. You have grown your ICTP by $3 through trading.

The key difference from your main wallet: with ICTP, both the capital and profit stay in your ICTP wallet, growing the balance toward the $100 withdrawal threshold. With your main wallet, everything goes straight to your main balance as normal.

## The $50 Is Permanently Locked ​

The original $50 principal never leaves your ICTP wallet. It is always retained. You cannot withdraw it, transfer it, or spend it down to zero. It stays in ICTP as your base trading capital.

What you CAN withdraw is the profit you earn above that $50.

## When You Can Withdraw ​

You cannot withdraw ICTP profits at any time. There is a threshold:

Your ICTP balance must reach $100 before any withdrawal is available.

That means you need to trade your $50 up to at least $100. The first $50 is locked. The amount above $50 is your profit and becomes withdrawable once the total reaches $100.

On the ICTP withdrawal page, you will see a progress bar showing:

- $50 locked on the left
- $100 target on the right
- Your current progress toward the withdrawal threshold

Until you reach $100, the page shows "No Profits Available Yet" with a prompt to go to the Bid Market and start trading.

## How Withdrawals Work ​

Once your ICTP balance is above $100, you can move your profits to your main wallet. Here is how the split works:

Your main wallet receives 60% of the withdrawable amount. The remaining 40% goes to the platform as an in-house commission.

The 40% is the platform's share for providing the $50 house capital and the trading infrastructure. Your 60% is yours to withdraw freely.

Example:

1. You start with $50 in ICTP.
2. You trade successfully and your ICTP balance reaches $110.
3. Withdrawable amount = $110 minus $50 (locked) = $60.
4. You click "Move" on the ICTP card.
5. Main wallet receives 60% of $60 = $36. You can withdraw this.
6. Platform takes 40% of $60 = $24 as in-house commission.
7. Your ICTP wallet stays at $50 (the locked principal). You continue trading with it.

## The ICTP Withdrawal Page ​

When you click "Move" on the ICTP card, you see four stat cards:

Card | What It Shows
--- | ---
ICTP Total | Your full ICTP balance
Locked Principal | The $50 that is always retained
Withdrawable | The amount above the principal (your profit)
Main Wallet | What your main wallet will receive (60% of withdrawable)

## What You Can Do with ICTP ​

- Bid on products using your ICTP wallet
- Earn profits from successful trades
- Move profits to your main wallet once you reach $100
- Withdraw those profits from your main wallet normally

## What You Cannot Do with ICTP ​

- Withdraw the original $50 principal
- Move profits before reaching the $100 threshold
- Top up your ICTP wallet with your own funds
- Use ICTP funds for AI trading plan purchases
- Transfer ICTP capital directly to your main wallet
- Earn referral commissions for your downline from ICTP trades (only main wallet trades generate commissions)

## Tips ​

- Start small. Use ICTP to bid on lower-value products while you learn the system. The $50 is enough for several bids.
- Keep growing your ICTP. After a withdrawal, your ICTP resets to the $50 locked principal. Trade it back up to $100 and withdraw again.
- Check your progress. The withdrawal page shows exactly how close you are to the $100 threshold. Keep trading until you reach it.